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How Mortgage Rates Are Calculated
FHA $100 Down Purchase Program
HUD owned homes for $100 down through an inovative government program designed to get the FHA foreclosed homes off the books and borrowers like you into affordable housing.
What is a Buydown and Should You Do It?
A buydown is a type of financing where the buyer or seller pays extra points (also called discount points) to reduce the interest rate on a loan. Buydowns make it easier to qualify for a loan because they lower a loans interest rate. They can also allow y
Should You Use a Local Lender or a Discount Internet Lender?
The internet and media are filled with lenders who have the lowest rates. But should you really trust one of the largest financial decisions in your life to the lowest bid?
How to Shop for a Lender
Not all lenders are equal. While rates are important , are they the most important? What are the 4 questions that you should ask your loan officer before you hire him or her?
When is a Pre-Approval not a Pre-Approval?
Not all Pre-Approvals are equal. Make sure that you have one that will truly give you an edge in your negotiation to purchase a sale, or that the buyer of your home is truly pre-approved.
Minimize Your Exposure to Identity Theft Online
Recent advances in technology have helped to streamline and improve the lives of people all over the world...
Home Improvement Projects: 6 Tips to Maximize Cost-to-Value
The time is here! So let's add some value to your biggest investment...